THE MISINFORMATION OF A MONEYED GIRL
I had money. I didn’t have awareness.
I grew up with a silver spoon and a safety net: quiet texts to Mom and Dad, cards that never declined,
and the unspoken promise that money would always be there. I never learned how to manage it—only how to use it.
When the real world hit and that support stopped, I didn’t just lose money; I lost the illusion that I understood it.
This isn’t a rags-to-riches story. It’s a “comfortable-to-clueless-to-conscious” one—and it changed everything
about how I see a dollar.
When Money Feels Endless
As a kid and teen, I was never without. My skills were swiping cards, tipping heavy, and not saving a dime. Having money early made me softer with it, not smarter. It gave me an illusion of safety—like there would always be more coming, no matter what.
What I didn’t see was the gap growing underneath: I didn’t know how to budget, how to say no, or how to think past the moment. My miseducation wasn’t about ignorance; it was entitlement dressed up as ease.
Cut Off and Called Higher
Everything shifted sophomore year when my parents had to cut me off. Overnight, I went from “money will show up” to “money only comes if I earn it.” I thought getting a job would magically make me responsible. It didn’t.
My first paychecks disappeared as fast as they arrived. Bills hit. Expenses stacked. And for the first time, I realized the problem wasn’t that I didn’t care—it was that I genuinely didn’t know how to prioritize. No one had taught me how to make decisions with my money; they’d only taught me that it would always be there.
Learning the Cost of Ease
So I had to start from scratch. I taught myself how to budget, stretch my money, and pause long enough to ask: Is this a want or a need? Not because I wanted to become “that disciplined girl,” but because my back was against the wall and there was no backup plan.
Now, looking back at 26, in a career I built from the ground up, I don’t resent the comfort I had growing up. I resent how unprepared it made me. Money didn’t spoil me—my parents did—but the ease of always having it made me financially weak and completely lost when I had to walk that journey alone.
Wide Awake on Both Sides
These days, when I talk about money, budgeting, or saving, it’s not from a pedestal. It’s from awareness. I’ve lived both sides:
The girl who thought financial freedom meant “never worrying because there’s always more.”
The woman who learned that real freedom is knowing exactly where your money goes—and why.
In the words of Katy Perry, I am wide awake now. And if there’s one thing this “moneyed girl” story taught me, it’s that having access to money is not the same as having a relationship with it.
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